Tips for Avoiding Water Damage Claims
Tips: Keep Your Property Safe From Harm
Every year in Oak Grove, KY, hundreds of business claims are filed as a result of water damage. Sometimes accidents are unavoidable; the damage might be the result of a flood, a pipe break or a broken water heater.
These claims can be extremely costly, sometimes totaling ten thousand dollars or more, which could cause insurance rates to go up. And depending on what type you have, your policy might not cover certain things like secondary damage from mold.
Luckily, you can take steps to prevent or drastically reduce the amount of damage your building could sustain and save yourself from having to file a business claim. Here are a few things you can do to help keep your property safe from harm:
1. Leak Sealing
Make sure to inspect your foundation and areas around the exterior. If you find a crack or gap, make it watertight with the appropriate sealant.
2. Pipe Insulation
Any pipes that are exposed or accessible should be completely covered by insulation. If a pipe becomes frozen, it's easy for it to expand and burst. You should be able to find insulating materials at your local hardware store.
It's important that water is able to drain away from the structure. Any gutters or downspouts should be kept clear of leaves or any other potential blockage, and the drainage areas should be free of debris.
4. Asset Protection
You should make sure that any valuable assets, such as electrical equipment and appliances, are raised above the floor to keep them safe from flooding. Non-waterproof valuables, such as important papers, should be stored in a secure place.
It may be a good idea to consult with a professional water mitigation company about damage prevention. They can do a thorough inspection to make sure you haven't missed anything, and then give you expert, customized advice.
Filing a business claim for water damage is a hassle no one wants to have to deal with. But by taking the precautions outlined above, you can prevent most damage before it can happen.